Planning a trip overseas this festive? Here’s what you need to know!


The holiday season is creeping in slowly and many people are planning to take a break, either locally or overseas.

In case you are planning to travel overseas over the festive season, there are a few things you need to make sure you have covered before boarding that plane.

Anthony Grant, CEO of FNB Foreign Exchange says it is very "important to have a clear idea of how much the entire trip will cost."

That is very true, because you want to enjoy your holiday to the fullest without worrying about running short of cash.

“Peak season is a very busy time and we all worry about unexpected expenses, but with some forward planning, holidaying overseas is not only possible but can be cost-effective and easy to achieve,” Grant says.

Here are tips to make sure you have the best holiday overseas:

Opt for package deals

Whether you are travelling as a family or a group of friends, consider the possibility of travel packages that are inclusive of the flights, accommodation and car rental. The benefit of this option is that you pay a single price, which is often cheaper than paying for each item individually.

Always leave early

Whether you are travelling to the airport or have activities planned, allocate an extra hour to your schedule to accommodate delays. Airports and holiday destinations are typically crowded over peak season and to avoid spending time queuing, rather leave early. If, for example, you plan to attend a music concert consider the option of buying tickets online instead of over the counter.

Money management

Always inform your bank about your travelling plans. This is to ensure that, where required, you obtain the necessary authorisation to transact overseas with your bank cards. For seamless transacting while overseas, you can apply for a Multi-Currency Cash PassportTM. The Cash Passport can be loaded with the following major currencies: US Dollar, British Pound, Australian Dollar and Euro and allows you to transact and make cash withdrawals while travelling.